Best Personal Finance Books: Earn Your Financial Independence

Using the best personal finance books can help to quell your thoughts on what to do with your paycheck at the end of each pay cycle. Have you ever had a moment where you wished you had a higher number in your savings account? Are you one of the millions of people in the Western world living paycheck to paycheck without any funds left over for entertainment or luxuries?

Having access to the best books on personal finance can allow you to make the most out of the money you make so that you can begin enjoying your life rather than forgetting how much you make each year.

There is an assortment of titles that can help you to understand the meaning of money and how imperative it is to your survival. You’ll also love hearing stories from other people who have gone through the same financial hardships or flourishes as yourself.

There’s no reason why you should dedicate more than 40 hours each week without being able to reap the benefits of your hard work. With the best books for personal finance, you can finally get a grip on your spending habits so that there is more for you and your family to enjoy.

We all tend to assume we know everything when it comes to money, but it’s about time we actually proved it. The best personal finance books will teach you the ins and outs of investing, saving, and even making career changes so that you can bring more home. You’ll also be able to make financial spreadsheets for your weekly budget and encourage others around you to take control of their spending as well.

What we appreciate the most from these titles is that they are evident and concise when it comes to debt, which is something that we found to be difficult on our own. With the innovative concepts within these pages, you can completely transform your finances for the better and begin to start saving and paying off debt. There are no other books we would instead recommend than the best personal finance books on this list.



Best Personal Finance Books



Personal Finance in Your 20s and 30s For Dummies

One of the key factors that impact our quality of life is our finances. This book is relevant to the concerns and questions that myself and fellow young professionals have as we enter or navigate our lives and careers in our 20s and beyond!
Miracle Olatunji
Founder & CEO/OpportuniMe

I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

The easiest way to get rich is to inherit. This is the second best way—knowledge and some discipline. If you’re bold enough to do the right thing, Ramit will show you how. Highly recommended.
Seth Godin
Entrepreneur, author, marketer

Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age

I read a David Bach book that was given to me by my mother when I was a teenager. It was about personal finance and I remember reading it and promising myself I would be responsible with money moving forwards. That promise has been extremely valuable to me on my path in business.
John Hall
CEO & Co-Founder/Influence & Co

Why the Rich Are Getting Richer

The reason why this is my favorite book is that it is an advanced version of Rich Dad Poor Dad which explains in further details how the rich are getting richer by understanding the tax system and real financial education. [...] When I chanced upon Why the Rich Are Getting Richer, I finally understand why I have been running my own tax consulting practice for such a long time. The global tax system is set up to benefit the rich people because they are the ones who contribute to the growth of the economy by putting investments into the economy as well as creating job opportunities.
Jack H. M. Wong
Trainer & Author

MONEY Master the Game: 7 Simple Steps to Financial Freedom

The second category of books would be related to self awareness and keeping a positive approach to life generally, which I think makes a lot of difference in the way you create your professional path as well. Here you can either go more on the NLP approach and watch Tony Robbins interventions, or more towards the spiritual path, maybe at a later stage and read Wayne Dyer's books.
Madalina Uceanu
Managing Partner/CareerAdvisor

Rich Dad Poor Dad

The funny thing is that the books that had the biggest impact (like my Verne’s favourite) are not necessarily the best books, objectively speaking. They were good enough to present a new worldview that I was not aware of. Timing probably was more important than their intrinsic literary qualities. They “managed” to fall into my lap at the right time. Such a book was Robert Kiyosaki’s “Rich Dad Poor Dad”, a mediocre book by my standards of today, but deeply inspirational by the ones from yesterday.

Vladimir Oane

Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required

This book wants you to be rich: in money, in time, and in life. You have come to the right place. Kristy and Bryce take you through the process step by step, with actionable things that you can do no matter what your age, location, background, or education.
J L Collins

Crushing It in Apartments and Commercial Real Estate: How a Small Investor Can Make It Big – Brian Murray

Need a side hustle to make ends meet? Been thinking about owning, renting or moving some real estate to see if you can turn a profit? If so, then this book is what you need to read to get practical advice, real-life examples of successes and failures and simple, down to earth business strategies.

Bruce Nile

The Personal MBA: Master the Art of Business

For business, I've read Influence by Robert Cialdini 3 times, and Traction by Gabriel Weinberg twice, so if number of times read indicates favor, then those are it. There are a whole bunch of others, like The Personal MBA by Josh Kaufman, Confession of an Advertising Man by David Ogilvy, The 4 Hour Work Week by Tim Ferriss, and Running Lean by Ash Maurya, that I've also enjoyed and recommend to people.

Ola Olusoga

Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

Secrets of the Millionaire Mind by T Harv Eker has also had a radical impact on me in recent years and on my attitude towards money. I find it almost embarrassing to recommend because the ideas are very radical and woo woo, but if you stick with it, it can change your perspective totally.
Lewis Smith
Entrepreneur & Developer/BodyTracker

Antifragile: Things That Gain from Disorder

Like Charlie Munger once said: “I’ve long believed that a certain system - which almost any intelligent person can learn - works way better than the systems most people use [to understand the world]. What you need is a latticework of mental models in your head. And, with that system, things gradually fit together in a way that enhances cognition. Just as multiple factors shape every system, multiple mental models from a variety of disciplines are necessary to understand that system. You can read this book to start building a latticework of mental models in your head.
Ola Olusoga

Models.Behaving.Badly.: Why Confusing Illusion with Reality Can Lead to Disaster, on Wall Street and in Life

Here is what I wrote in my endorsement: Emanuel Derman has written my kind of a book, an elegant combination of memoir, confession, and essay on ethics, philosophy of science and professional practice. He convincingly establishes the difference between model and theory and shows why attempts to model financial markets can never be genuinely scientific. It vindicates those of us who hold that financial modeling is neither practical nor scientific. Exceedingly readable.

From the remarks here, people seem to be blaming Derman for not having written the type of books they usually read... They are blaming him for being original! This is very philistinic. This book is a personal essay; if you don't like it, don't read it, there is no need to blame the author for not delivering your regular science reporting. Why don't you go blame Montaigne for discussing his personal habits in the middle of a meditation on war inspired by Plutarch?

Nassim Nicholas Taleb

Who Moved My Cheese?: An Amazing Way to Deal with Change in Your Work and in Your Life

This book was recommended by Daymond John on page 234 of Tools of Titans.

Daymond John

Thinking, Fast and Slow

This book is amazing—it didn't change my mind, so much as it has changed the way I think. It helps to understand the difference between the way you make quick decisions, versus considered decisions—it takes different mechanisms in the brain. Understanding which you're doing at any given time can have a profound impact on what you ultimately decide.

John Lilly
Partner/Greylock Partners

The Charisma Myth: How Anyone Can Master the Art and Science of Personal Magnetism

Proud of our friend and neighbor Olivia Fox Cabane - her book 'The Charisma Myth' launched today and is already #122 of all books on Amazon. It went into its second printing even before launch!
Marissa Mayer
Former CEO/Yahoo!

Business Adventures: Twelve Classic Tales from the World of Wall Street

Brooks’s work is a great reminder that the rules for running a strong business and creating value haven’t changed. For one thing, there’s an essential human factor in every business endeavor. It doesn’t matter if you have a perfect product, production plan, and marketing pitch; you’ll still need the right people to lead and implement those plans.
Bill Gates

The Power of Habit: Why We Do What We Do in Life and Business

Q: What is one must-read book for business leaders?

A: The Power of Habit: Why We Do What We Do in Business and Life by Charles Duhigg.

Cynthia Cleveland

Think and Grow Rich

I do goal-setting. The first time I read about this was in Napoleon Hill's 'Think and Grow Rich,' I was 16 years old.

Daymond John

Hillbilly Elegy: A Memoir of a Family and Culture in Crisis

In terms of other surprising memoirs, I found JD Vance’s Hillbilly Elegy to be another well-written gem.
Ryan Holiday
Founder/Brass Check

Walk in Their Shoes: Can One Person Change the World?

For decades. Jacqueline Novogratz and her classic book, The Blue Sweater continue to change lives. As does Jim Ziolkowski's amazing true story. This is what happens when people step up, keep their promises and make things happen.
Seth Godin
Author & Entrepreneur

Shoe Dog: A Memoir by the Creator of Nike

As a general rule, most new memoirs are mediocre and most business memoirs are even worse. Shoe Dog by Phil Knight is an exception to that rule in every way and as a result, was one of my favorite books of the year and favorite business books ever. I started reading it while on the runway of a flight and figured I’d read a few pages before opening my laptop and working. Instead, my laptop stayed in my bag during the flight and I read almost the entire book in one extended sitting. Ostensibly the memoir of the founder of Nike, it’s really the story of a lost kid trying to find meaning in his life and it ends with him creating a multi-billion dollar company that changes sports forever. I’m not sure if Knight used a ghostwriter (the acknowledgements are unclear) but his personal touches are all over the book—and the book itself is deeply personal and authentic. The afterward is an incredibly moving reflection of a man looking back on his life. I loved this book. It ends just as Nike is starting to turn into the behemoth it would become, so I hold out hope that there may be more books to follow.

Ryan Holiday
Founder/Brass Check

No Bull: My Life In and Out of Markets

As a speculator I learned to take the best from books and ideas without arguments (many readers seem to be training to be shallow critics)--good insights are hard to come by. One does not find these in the writings of a journalist. There are some things personal to the author that might be uninteresting to some, but I take the package. The man is one of the greatest traders in history. There are a few jewels in there.

The man did it. I'd rather listen to him than read better written but hollow prose from some journalist-writer.

Nassim Nicholas Taleb

Lateral Thinking: Creativity Step by Step

While I was thinking of the best books to add to this short list, I realized that not even half of them are directly related to digital marketing. This is because I believe that the best marketers are people who understand human nature deeply and aim to bring out the best in it. Call me naive, but that’s how I see it. If I were to want to pursue a career in marketing, I’d read [...] Lateral Thinking.
Andra Zaharia
Freelance Content Marketer/The Content Habit

The Black Swan: The Impact of the Highly Improbable

[From the book The Everything Store: Jeff Bezos and the Age of Amazon]

“The scholar argues that people are wired to see patterns in chaos while remaining blind to unpredictable events, with massive consequences. Experimentation and empiricism trumps the easy and obvious narrative,” Stone writes.

Jeff Bezos

The 4 Hour Body: An Uncommon Guide to Rapid Fat Loss, Incredible Sex and Becoming Superhuman

I get most of my information about nutrition from medical studies. I haven’t read any books about nutrition that I agree with 100%. These are a few nutrition related books that I’ve read recently that I thought were interesting: Eat to Live (Joel Fuhrman), Why We Get Fat (Gary Taubes), and The 4-Hour Body (Tim Ferriss).
Dr. Monali Y. Desai
Cardiologist & Founder/If We Were Family

Jack: Straight from the Gut

I read Jack Welch’s book back in 2003 and it was at the time a great source of inspiration. There were a couple of things that got stuck in my mind and in some cases changed my mind: that there are no shortcuts, that facts always must be faced no matter how brutal and that losing or failing had a value as long as your learn from them. His thoughts on how crucial the soft values are, inspired me a lot. It is really a genuine focus on people and mindset, or call it culture, that makes an organization excel in the long run.
Annika Falkengren

Mindset: The New Psychology of Success

My children’s school recommended that we read Mindset: The New Psychology of Success. The book has a lot of great information that is as applicable to managers at high growth companies as it is to parents. The key takeaway for me is that highly capable people tend to be risk-avoiders because they are afraid of failure. They get so used to being praised for their achievements that they end up not pushing themselves to their full potential for fear of looking dumb. As a parent (or a manager), the book recommends praising effort, not accomplishment, and creating an environment that encourages risk-taking and celebrates failure. This is a concept that really resonates with me, not only as a part of my parenting style, but in the way I lead at Zillow Group. Our core values as a company encourage employees to take big swings, with the understanding that they won’t all work out. It’s how we’ve achieved our current success, and it’s what motivates our employees.
Spencer Rascoff
CEO/Zillow Group

Man’s Search for Meaning – The Classic Tribute to Hope from the Holocaust

Frankl is one of the most profound modern thinkers on meaning and purpose. His contribution was to change the question from the vague philosophy of “What is the meaning of life?” to man being asked and forced to answer with his actions. He looks at how we find purpose by dedicating ourselves to a cause, learning to love and finding a meaning to our suffering. His other two books on the topic, Will To Meaning and Man’s Search for Ultimate Meaning have gems in them as well.
Ryan Holiday
Founder/Brass Check